For customers that prefer no credit needed purchase option, Furniture and Mattress Warehouse offers 90 Day PAYMENT OPTION Progressive Leasing.

If approved, simply bring your approved application number and a photo identification to the Furniture and Mattress Warehouse Store nearest you. Applying online will save you time and allow you to shop for your new bed knowing your approved credit limit. Call or Visit Furniture and Mattress Warehouse Store for complete details.

                                                                                                                                        

Frequently Asked Questions:

Q1 - How can I be approved for No Credit Needed Payment Option?

Credit approvals are based on two factors:You must be employed; and

You must have an open, active bank account established with NO returned checks or NSF fees within the last 30 days.

Q2 - What is the interest rate/payment?

Since this is a lease/purchase program- there is no interest rate.  Lease payments are 15% of the invoice per month. Example: $1,000 invoice = $150/mo payment.

Q3 - How long is the lease agreement?

All lease/purchase agreements are 12 months.

Q4 - What documents are needed for the approval process?

The following documents are required for an approval:

Application (you can either apply in store or apply on line).

Most recent paystub

Bank Statement from the last 30 days

Photo ID

Year to Date Pay Stub

Voided Personal Check 

Q5 - What is the initial Payment?

There is a $49 + TAX initial payment fee that will be collected once your contract has been process.

 

NO CREDIT NEEDED

With Progressive Leasing, there’s NO CREDIT NEEDED to apply online for our lease purchase option.

 

 

90 DAY PAYMENT OPTION

You can save money when you pay off your lease using our 90 day payment option.

 

 

 

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$255 $300

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$255 $300

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Nunc facilisis

$255 $300

Nunc facilisis sagittis ullamcorper. Proin lectus ipsum, gravida et mattis vulputate, tristique ut lectus. Sed et lorem nunc. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Aenean eleifend laoreet congue. Vivamus adipiscing nisl ut dolor dignissim semper. Nulla luctus malesuada tincidunt. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Integer enim purus, posuere

Nunc facilisis

$255 $300

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